Terms & Conditions

These Terms & Conditions govern your access to and use of this website and the information made available through it.

1. Acceptance of Terms

1.1 This website is operated by Divine Benidictions Private Limited, trading as Tax Pearls Consultancy ("Tax Pearls", "we", "us", "our"), having its registered office at 4 R.B, Duni Chand road, Lawrence road extension, Amritsar 143001 Punjab, India.

1.2 By accessing or using this website, you agree to be bound by these Terms & Conditions, our Privacy Policy and our Disclaimer. If you do not agree, please do not use this website.

2. Our Services

2.1 Tax Pearls provides tax, finance, regulatory, audit, GST, corporate compliance and business advisory services. The descriptions of services on this website are for general information only.

2.2 A professional engagement is created only when a written engagement letter or service agreement is signed or accepted in writing by both parties. Until then, no professional-client relationship exists.

3. Use of the Website

3.1 You agree to use this website only for lawful purposes. You must not:

• attempt to gain unauthorised access to the website, its servers or any connected systems;
• introduce viruses, malware or any other harmful code;
• copy, scrape or reproduce website content by automated means without our written permission; or
• use the website in a way that may damage, disable or impair its operation.

4. Intellectual Property

4.1 All content on this website, including text, graphics, logos, articles and design, is owned by or licensed to Tax Pearls and is protected under applicable intellectual property laws.

4.2 You may view and print pages for your personal, non-commercial use. Any other use requires our prior written consent.

5. Information You Submit

5.1 When you submit an enquiry through the contact form or otherwise, you confirm that the information provided is accurate and that you are authorised to provide it.

5.2 We will handle personal data in accordance with our Privacy Policy. Submitting an enquiry does not create a professional-client relationship.

6. Fees and Payments

6.1 Fees for professional services are set out in the applicable engagement letter or proposal. Any quotation given before an engagement is indicative and subject to confirmation.

6.2 Taxes, statutory levies and out-of-pocket expenses are payable in addition to professional fees unless stated otherwise in writing.

7. Third-Party Links and Content

This website may contain links to third-party websites, including government portals and video platforms. These are provided for convenience only. We do not control or endorse them and are not responsible for their content or availability.

8. Disclaimer of Warranties

The website and its content are provided on an "as is" and "as available" basis. While we take reasonable care to keep the information accurate and current, we make no warranty that it is complete, error-free or suitable for your specific circumstances. Please read our Disclaimer for details.

9. Limitation of Liability

9.1 To the fullest extent permitted by law, Tax Pearls shall not be liable for any indirect, incidental or consequential loss arising from your use of, or inability to use, this website or reliance on its content.

9.2 Nothing in these Terms excludes liability that cannot be excluded under applicable law.

10. Indemnity

You agree to indemnify Tax Pearls against any claim, loss or expense arising from your breach of these Terms or your misuse of this website.

11. Changes to These Terms

We may update these Terms & Conditions from time to time. The revised version will be posted on this page with an updated effective date. Your continued use of the website after any change means you accept the revised Terms.

12. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Subject to any applicable dispute-resolution clause in an engagement letter, the courts at Amritsar, Punjab shall have exclusive jurisdiction over any dispute arising from these Terms or your use of this website.

13. Contact

If you have any questions about these Terms & Conditions, please contact: